Annual policies are suited to those passionate travellers who know they take more than one trip abroad per year. Annual Multi Trip policies avoid the hassle of taking a policy out each time you book a journey or, heaven forbid, forget to take out travel insurance for those “spur of the moment” trips!

What do you get?

  • Two levels of cover to choose from
  • Individual, couple, family and group options to choose from
  • In the event of a Medical Emergency, we are there 24/7
  • Up to £5,000,000 or £10,000,000 Medical , including bringing you home if needed
  • Up to £3000 or £5,000 cancellation cover
  • Baggage covered as standard on all of our policies
  • Travel delays, baggage delay, and even missed departure covered
  • Theft of money, passports and travel documents covered



Things you should know about our policy:


  • You can have as many trips abroad as you like in a year but they can’t be longer than 30 or 45 days per trip depending on the option you take.
  • Any claim arising directly or indirectly from any medical conditions which existed before you took out this policy will not be covered.
  • We won’t cover any claim resulting from you being drunk or intoxicated (we don’t expect you to be teetotal, but if you really go to town we can’t pick up that tab!).
  • If you travel to places where an official body like the Foreign and Commonwealth Office in the UK, have advised against travel, then we won’t cover you for being there.