OPTIONAL EXTRAS


For many of us (us included), throwing yourself down a well-groomed piste is one of the ultimate thrills. But things can go wrong – even a slight sprain half-way down a blue run can cost hundreds of Euros in the dreaded blood wagon. We offer a range of optional extras including winter sports, activity packs and gadget cover.

WINTER SPORTS

What do you get?

  • Two levels of cover to choose from
  • Individual, couple, family and even group options to choose from
  • Up to 17 or 24 days Winter Sports cover on an Annual policy dependent on the option you take
  • Cover for you to hire ski equipment if yours get lost or stolen
  • Cover for you to travel to another resort nearby if the ski lifts on your resort are closed, or if for example, an avalanche causes the total closure of your resort
  • In the event of a Medical Emergency, we are there 24/7
  • Up to £5,000,000 or £10,000,000 Medical , including bringing you home if needed
  • Up to £3000 or £5,000 cancellation cover
  • Baggage covered as standard on all of our policies
  • Travel delays, baggage delay, and even missed departure covered
  • Theft of money, passports and travel documents covered

The things you should know:

  • Any claim arising directly or indirectly from any medical conditions which existed before you took out this policy will not be covered.
  • We won’t cover any claim resulting from you being drunk or intoxicated (we don’t expect you to be teetotal, but if you really go to town we can’t pick up that tab!).
  • If you travel to places where an official body like the Foreign and Commonwealth Office in the UK, have advised against travel, then we won’t cover you for being there.
  • A full list of inclusions, exclusions and add-ons can be found in our policy wording.
  • Also - we don’t cover the embarrassment of being tied up in a big orange sled – but we do cover the costs of taking you off the mountain!

Click here for full list of winter sports activities included and those excluded.

The following activities will be covered but there will be no cover in respect of any Personal Accident or Personal Liability claims:


  • Kite snowboarding
  • Snow carting
  • Snow go karting
  • Snowmobiling
  • Skidoo
  • Snowmobile safari

But these activities are not covered at all:


  • Air boarding
  • Aerial skiing
  • Biathlon
  • Bobsleigh
  • Freestyle skiing
  • Heli skiing or heli boarding
  • Ice climbing
  • Ice diving
  • Ice fishing by snowmobile
  • Ice hockey
  • Ice holing
  • Ice marathon
  • Ice speedway
  • Nordic skiing
  • Paraskiing
  • Skeleton bob
  • Ski acrobatics/aerials Tandem skiing
  • Ski jumping
  • Ski mountaineering
  • Ski race training
  • Ski racing
  • Ski randonee
  • Ski stunting
  • Ski touring
  • Ski yawing
  • Skiing/snowboarding off piste (outside local ski patrol guidelines/outside recognised and authorised areas)
  • Snow biking
  • Snow cat driving
  • Snow kiting
  • Snow parascending

SPORTS & ACTIVITIES

A must if you are undertaking activities not covered as standard on our policy. We will cover you for medical expenses incurred if you suffer an injury whilst participating. Click here to see what is covered within our standard policy and those that are covered within our adventurer and adrenaline junkie packages..

The things you should know:

  • Any claim arising directly or indirectly from any medical conditions which existed before you took out this policy will not be covered.
  • We won’t cover any claim resulting from you being drunk or intoxicated (we don’t expect you to be teetotal, but if you really go to town we can’t pick up that tab!).
  • If you travel to places where an official body like the Foreign and Commonwealth Office in the UK, have advised against travel, then we won’t cover you for being there.
  • A full list of benefits, conditions, exclusions and add-ons can be found in our policy wording.

GADGET COVER

Up to £1,500 of extra cover for lost, stolen, damaged or destroyed gadgets including your smartphone, laptop, camera or tablet. Single article limit £1,500 for computers and £500 any other gadgets. Full detail of gadget cover inclusions and exclusions can be found on page 19 of the policy wording document here (Link to policy wording).

EXCESS WAIVER

If you take the excess waiver then in the event of a claim your excess will be reduced to zero.